St Joseph Medical Center Federal Credit Union

OFFICE HOURS

Mon   1 p.m. - 4 p.m.
Tue   8 a.m. - 4 p.m.
Wed 8 a.m. - 4 p.m.
Thu   7 a.m. - 2 p.m.
Fri     8 a.m. - 3 p.m.

Share Rates | Loan Rates | Schedule of Fees

Current Loan Rates

SECURED LOAN INTEREST RATE AUTOS AND TRUCKS ( NEW AND USED)
GRADE	24 MONTHS	36 MONTHS	48 MONTHS	60 MONTHS	72 MONTHS
PLATINUM	5.95	5.95	5.95	6.00	6.75
A	6.40	6.40	6.40	6.50	7.85
B	7.00	7.00	7.00	7.25	7.98
C	8.99	8.99	8.99	9.75	10.45
D	14.40	14.40	14.40	15.95	n/a
E	17.25	17.25	17.25	17.75	n/a
RATES EFFECTIVE 01/01/2008
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LINE OF CREDIT
GRADE		INTEREST RATES		MONTHLY PERIODIC RATES
PLATINUM		10.00		.8333
A		13.00		1.083
B		15.00		1.25
C		18.00		1.50
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UNSECURED LOAN RATE
GRADE		INTEREST RATE
PLATINUM		10.35
A		11.15
B		12.95
C		15.95
D		18.00
E		18.00
RATES EFFECTIVE 01/01/2008
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JIFFY LOAN RATE
TERM		RATE
6 MONTHS		18.00 %
PROCESSING FEE		$15.00
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HOME EQUITY LOAN
TERM		RATE
60 months		6.25%
84 months		6.75%
120 months		7.75%
180 months		8.00%
*Interest Rate is fixed for the term of the loan. RATES EFFECTIVE 01/01/2008
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MORTGAGE RATES
FIRST MORTGAGES		Rates change daily. Call (888) 578-4747 or get a rate quote online.
MORTGAGE RATE WATCH		Sign up to get email notification when mortgage interest rates meet your target, or have rates emailed to you daily, weekly or monthly.
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MOTORCYLE AND RV FINANCING
GRADE	24 MONTHS	36 MONTHS	48 MONTHS	60 MONTHS	84 MONTHS
PLATINUM	7.95	7.95	7.95	8.00	7.75
A	8.40	8.40	8.40	8.50	7.85
B	9.00	9.00	9.00	9.95	8.99
C	10.99	10.99	10.99	11.75	11.00
D	16.40	16.40	16.40	17.95	n/a
E	18.00	18.00	18.00	18.00	n/a
RATES EFFECTIVE 01/01/2008
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* Rates are subject to change. Rates are determined by member's application, credit history and collateral. Your actual rate may be higher

VOICE RESPONSE NUMBER: 410-427-2097

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