MORTAGES

Whether you plan to purchase or refinance a new or second home or investment property, St. Joseph Medical Center FCU and our mortgage service provider, Member Options, should always be your first stop for mortgage financing. Together we offer a full range of mortgage solutions with very competitive rates and friendly service from people who truly care about your well-being.

For more information, go to our Mortgage WebCenter, call toll free 1-888-578-4747, or email Member Options.

We also provide our members with online mortgage educational resources and tools:

• Mortgage Calculators
• FAQ'S
• Rate Watch Service (receive email notification when a target rate is met or general rate information)
• Online Rate Quote
• Online Mortgage Application

Put your mortgage in the right hands. Save up to $400 on your property appraisal fee when you close your first mortgage with Member Options, our first mortgage service partner between July 1 - December 31, 2007.* Be sure to print a copy of this money-saving coupon using your browser to submit with your application or pick one up at our branch.

Contact a Member Options Loan Officer toll-free at (888) 578-4747 or by email for more information or to start your mortgage application, or apply online today.

*Member Options will reimburse your property Appraisal Fee up to $400 at closing on your new purchase or refinanced first mortgage with them. No cash paid to the borrower. Only one offer per mortgage application. Offer cannot be combined with any other mortgage offer. Credit is subject to approval. Acceptable credit and property standards apply. Coupon must be presented with your application.