Text Resize A A A

Routing Number  252076730


Office Hours

Monday, Wednesday, and Friday from 8am to 2 pm.

Notice of Fee Changes – Effective December 1, 2020

Thank you for choosing St. Joseph Medical Center FCU for your banking needs. We appreciate your business and look forward to serving you! Occasionally some of our fees change due to increases in the costs of doing business. Therefore, we are changing our fee structure to better reflect the value we provide to our customers. To view find the rates tab, there you will find an updated fee schedule which will take effect December 1, 2020. If you have any questions, please contact us at 410-337-1319.

 Best Regards, St. Joseph Medical Center FCU

Important Information

For the safety of staff and members, the credit union office will temporary be closed on Tuesdays and Thursdays for in person traffic. We will still be processing electronic transactions, phone and email request but from a remote location. Phone message will be retrieved on an hourly basis during our business hours of 8am- 2pm.  We appreciate your business and understanding during this challenging time.

Guidance on how to handle your banking needs:

If you need to obtain more than the normal $300 cash limit at an ATM, or temporarily increase your Point of Sale limit on your debit card, please leave a message at 410-337-1319 or email us at sjmccreditunion@umm.edu with your request and a call back number.

Mobile and online Banking is the fastest and most convenient way to do many of your banking needs. To enroll visit our website at www.sjmcfcu.org and enroll. Once you have completed the enrollment on the website you can download our mobile app. It is easy and the credentials are the same, no need to establish another password.

If you don’t have internet access, you may call the office at 410-337-1319 and leave a detailed message. You can make a payment on your loan by providing your routing number and account number for the institution from which we will be taking the money. If requesting a withdrawal from your account it will be issued as a check and mailed to the address on file. If you need to update your address it can be done on Home Banking or email to sjmccreditunion@umm.edu.

To process either a loan payment or withdrawal via email, be sure to utilize the secured message option on Home Banking if providing your detailed account information.

Home Banking offers the following:

  • Ability to transfer funds between your accounts with the credit union
  • View your balance and transaction history
  • Access to our Bill payment program
  • Send secured messages

Bill Payment offers the following:

  • Ability to pay bills directly from either your share or share draft account.
  • Transfer funds from us to another institution under the Transfer Tab



Christmas Flyer 2020

Christmas Loan Promotion

​Christmas Loan Promotion OCTOBER 12TH-DECEMBER 31ST $1,500 Christmas lOAN FOR 1 YEAR TERM AT 5.25% Payments would be just $60 per pay! **Debt to income ratio still applies as well as other underwriting guidelines**  
Toys For Tots 2020

Toys for Tots

Join us in giving back to the community! We are collecting new unwrapped gifts for children aged birth to 18 to donate to "Toys for Tots" Bring your new...
Loading… Loading…

Mortgage Calculator