WHAT MAKES OUR CREDIT UNION SO DIFFERENT?
The essential difference between credit unions and other financial institutions is one of philosophy. In a member-owned credit union, people serve people without a profit motive. Members pool their financial assets to provide themselves funds for loans and a wide variety of financial services, offered at rates that are frequently more favorable than rates at other types of lending institutions.
The credit union concept is the practical approach to the financial well-being of people, to pursue quality and innovation in insurance and finance-related products and excellence in service.
St. Joseph Medical Center MD FCU is a member owned credit union whose purpose is to provide quality service through our “People Helping People” philosophy. We continuously strive to offer personalized services while maintaining financial strength and stability.