Text Resize A A A

Loan Rates

SECURED LOAN INTEREST RATE AUTOS AND TRUCKS ( NEW AND USED)
Grade 24 Months 36 Months 48 Months 60 Months 72 Months 84 Months
Platinum 4.95 4.95 4.95 5.00 7.75 8.95
A 5.25 5.25 5.25 5.95 8.75 9.95
B 6.75 6.75 6.75 7.10 10.00 12.00
C 8.25 8.25 8.25 9.75 12.50 14.00
D 14.25 14.25 14.25 16.55 17.00 n/a
E 16.00 16.00 16.00 16.00 n/a n/a
Rates Effective:11/01/2023 The terms for used cars vary please contact our office for specific details.
UNSECURED LOANS
Grade Interest Rates
Platinum 10.00
A 11.50
B 13.50
C 15.50
D 17.00
E 17.00
Rates Effective 04/01/2023

Share Rates

SHARE DRAFT ACCOUNT (CHECKING)
A .05% dividend is paid monthly on each Share Draft Account when the average daily balance is $100 or more.
APY .05% NO MONTHLY MAINTENANCE FEE
$500 OVERDRAFT PROTECTION LINE OF CREDIT
TERM OPEN
Rate 10.00%
-Automatically Activated – No Monthly Fees
SHARE CERTIFICATES
TERM DIVIDEND YIELD
12 Months 3.75% .3.82%
24 Months 3.50% 3.57%
36 Months 3.25% 3.32%
Effective Date: 5/31/23
SHARE ACCOUNTS
BALANCE FROM – TO DIVIDEND RATE YIELD
$25.01 – $50,000 .30% .30%
$50,000.01 – $100,000 .40% .40%
$100,000.01 – MAX .50% .50%
* Rates declared for period ending 12/31/23
CHRISTMAS CLUB/VACATION CLUB
A 0.20% dividend is paid quarterly on each Club account APY .50% Effective 10/01/23

Fee Rates

The effective date for the fees is December 01, 2020

DRAFT/SHARE ACCOUNT CHARGES
Account Activity Printout $3.00
Account Closure Fee (within first 2 months) $10.00
Account Reconciliation $25.00
ACH Return $28.00
ATM Cash Limit Increase (per day, subject to approval) $5.00 per request
Automatic Share Transfer Fee $5.00
Bad Address Fee $4.00
Christmas club Early Withdrawal Fee $20.00
Courtesy Pay Fee $30.00
Extended Overdraft balance fee (negative balance 5 consecutive days) $10.00
Inactive Account/Dormant Account $15.00 semi-annual (charge after 2 years & account balances under $100)
Legal Process $80.00
Loan Application Fee $10.00
Vacation Club Account Fee (two withdrawals, every 12 months) $20.00
Money Order Fee $2.00
Money Order Stop Payment Fee $28.00
Photocopy $5.00
Return Deposit Item Fee $20.00
Statement Copy Fee $5.00
Share Draft Copy Fee $3.00
Share Draft NSF $30.00
Stop Payment Credit Union Check $28.00
Stop Payment Share Draft $28.00
CHECK WITHDRAWAL
Unlimited free check withdrawals on share accounts with balances of $300 or more and 2 free $100 cash withdrawals per month. There is a $2.00 charge for more than 2 cash withdrawals and on checks withdrawals on balances below $300.
CHRISTMAS CLUB AND VACATION ACCOUNT
Subject to a penalty of $20.00 for early withdrawal
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