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Credit Union membership is open to employees, volunteers, doctors, medical staff of UMSJMC. In addition to our sponsor membership, employees who work in Dietary and Housekeeping are eligible to join the credit union. The Credit Union also welcomes family members of current credit union members.


  • Share Savings and Share Draft Checking
  • Online, payroll deduction, in person deposit or mail
  • Online Bill Pay/Remote Deposit
  • Mobile App Banking
  • Open to all employees and family members
  • Loans (with Payroll Deduction payment option) for:
  • Auto purchases – new and used
  • Auto loan refinance
  • Bill consolidation
  • Personal needs
  • Advice on improving your credit score and much more
  • Other Services:
  • Money orders ($2.00 fee), Notary services ($5.00 fee) for non members, Share certificate (1yr , 2yr & 3yr – terms), Christmas club, Vacation account, ATM cards, BJ’s Wholesale membership, Discounted amusement park tickets (Hersheypark, Dutch Wonderland, Baltimore Zoo & Aquarium, Movie tickets), MasterCard debit card, ubs4cars.com (car buying service)

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNTTo help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your names, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


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