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Watch this short video where Tom Gronert, the Chairman of the Federal Credit Board at St. Joesph Medical Center, introduces the new charter change of SJMCFCU and explains the many benefits available to members! Contact the Credit Union for more information!


Credit Union membership is open to employees, volunteers, doctors, medical staff, volunteers of UMSJMC, as well as nutrition Services, environmental services, independent contractors, and self-employed persons who regularly work in the Healthcare Industry in Anne Arundel, Carroll, Harford, Baltimore Country and Baltimore City. The Credit Union also welcomes family members of current credit union members.


  • Share Savings and Share Draft Checking
  • Online, payroll deduction, in person deposit or mail
  • Online Bill Pay/Remote Deposit
  • Mobile App Banking
  • Open to all employees and family members
  • Loans (with Payroll Deduction payment option) for:
  • Auto purchases – new and used
  • Auto loan refinance
  • Bill consolidation
  • Personal needs
  • Advice on improving your credit score and much more
  • Other Services:
  • Money orders ($2.00 fee), Notary services ($5.00 fee) for non members, Share certificate (1yr , 2yr & 3yr – terms), Christmas club, Vacation account, ATM cards, BJ’s Wholesale membership, Discounted amusement park tickets (Hersheypark, Dutch Wonderland, Baltimore Zoo & Aquarium, Movie tickets), MasterCard debit card, ubs4cars.com (car buying service)

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNTTo help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your names, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


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