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Credit Union membership is open to employees, volunteers, doctors, medical staff of UMSJMC. In addition to our sponsor membership, employees who work in Dietary and Housekeeping are eligible to join the credit union. The Credit Union also welcomes family members of current credit union members.


  • Share Savings and Share Draft Checking
  • Online, payroll deduction, in person deposit or mail
  • Online Bill Pay/Remote Deposit
  • Mobile App Banking
  • Open to all employees and family members
  • Loans (with Payroll Deduction payment option) for:
  • Auto purchases – new and used
  • Auto loan refinance
  • Bill consolidation
  • Personal needs
  • Advice on improving your credit score and much more
  • Other Services:
  • Money orders ($.50 fee), Notary services ($5.00 fee), Share certificate (1yr – 1.80%, 2yr – 2.00%, 3yr – 2.10%), Christmas club, Vacation account, ATM cards, BJ’s Wholesale membership, Discounted amusement park tickets (Hersheypark, Dutch Wonderland, Baltimore Zoo & Aquarium, Movie tickets), MasterCard debit card, MVCP (car buying service) ubs4cars.com


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