Text Resize A A A

Loan Rates

SECURED LOAN INTEREST RATE AUTOS AND TRUCKS ( NEW AND USED)
Grade 24 Months 36 Months 48 Months 60 Months 72 Months 84 Months
Platinum 1.90 1.90 1.90 1.90 2.66 3.66
A 2.61 2.61 2.61 2.61 3.21 3.86
B 2.91 2.91 2.91 2.91 4.16 4.31
C 5.71 5.71 5.71 7.16 7.66 8.15
D 12.41 12.41 12.41 13.91 13.91 n/a
E 14.16 14.16 14.16 14.16 n/a n/a
Rates Effective:07/28/2020 The terms for used cars varies please contact our office for specific details.
UNSECURED LOANS
Grade Interest Rates
Platinum 8.99
A 9.99
B 11.99
C 14.99
D 17.00
E 17.00
Rates Effective 07/28/2020

Share Draft Rates

SHARE DRAFT ACCOUNT (CHECKING)
A .05% dividend is paid monthly on each Share Draft Account when the average daily balance is $100 or more.
APY .05% NO MONTHLY MAINTENANCE FEE
$500 OVER DRAFT PROTECTION LINE OF CREDIT
TERM OPEN
Rate 10.00%
-Automatically Activated – No Montly Fees
SHARE CERTIFICATES
TERM DIVIDEND YIELD
12 Months .35% .35%
24 Months .40% .40%
36 Months .45% .45%
Effective Date: 08/1/20
SHARE ACCOUNTS
BALANCE FROM – TO DIVIDEND RATE YIELD
$25.01 – $50,000 .25% .25%
$50,000.01 – $100,000 .30% .30%
$100,000.01 – MAX .35% .35%
* Rates declared for period ending 12/31/2020
CHRISTMAS CLUB/VACATION CLUB
A 0.50% dividend is paid quarterly on each Club account APY .50% Effective 11/1/2020

Fee Rates

The effective date for the fees is December 01, 2020

DRAFT/SHARE ACCOUNT CHARGES
Account Activity Printout $5.00
Account Closure Fee (within first 2 months) $10.00
Account Reconciliation $30.00
ACH Return $28.00
ATM Cash Limit Increase (per day, subject to approval) $5.00 per request
Automatic Share Transfer Fee $5.00
Bad Address Fee $4.00
Christmas club Early Withdrawal Fee and Vacation Club allowed up to two withdrawals, every 12 months Fee $20.00
Courtesy Pay Fee $30.00
Extended Overdraft balance fee (negative balance 5 consecutive days) $10.00
Inactive Account/Dormant Account $15.00 semi annual (charge after 2 year & account balances under $100)
Legal Process $80.00
Loan Application Fee $10.00
Bill Pay Inactive Fee after 6 months $5.00 monthly
Money Order Fee $2.00
Money Order Stop Payment Fee $28.00
Photocopy $5.00
Return Deposit Item Fee $20.00
Statement Copy Fee $5.00
Share Draft Copy Fee $3.00
Share Draft NSF $30.00
Stop Payment Credit Union Check $28.00
Stop Payment Share Draft $28.00
CHECK WITHDRAWAL
Unlimited free check withdrawals on share accounts with balances of $300 or more and 2 free $100 cash withdrawals per month. There is a $2.00 charge for more than 2 cash withdrawals and on checks withdrawals on balances below $300.
CHRISTMAS CLUB and VACATION CLUB
Subject to a penalty of $20.00 for early withdrawal
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